Your Financial Forecasting Journey

A comprehensive roadmap to mastering budgeting and financial planning

We've designed our program around real-world challenges that Bulgarian businesses face every day. From cash flow uncertainty to seasonal planning, you'll learn through scenarios that actually matter to your bottom line.

Progressive Learning Path

Each stage builds on the previous one, creating a solid foundation for long-term financial success

1

Foundation Building

Start with core financial principles and basic forecasting concepts. We focus on understanding your current financial position before moving forward.

  • Financial statement analysis
  • Cash flow fundamentals
  • Basic budgeting frameworks
  • Goal setting and metrics
2

Advanced Techniques

Dive deeper into forecasting models and scenario planning. Learn to handle uncertainty and create multiple financial projections.

  • Scenario modeling
  • Risk assessment methods
  • Advanced Excel functions
  • Market trend analysis
3

Strategic Implementation

Apply everything you've learned to create comprehensive financial plans. Focus on execution and ongoing monitoring strategies.

  • Long-term strategic planning
  • Performance monitoring
  • Adjustment protocols
  • Communication strategies
Zlatina Kostova, Financial Planning Expert

Zlatina Kostova

Lead Financial Strategist

12 years helping Bulgarian SMEs navigate economic challenges and build sustainable financial practices

Real-World Application

Why Traditional Approaches Fall Short

Most financial courses teach theory in isolation. But when I work with local businesses, they need solutions that work with Bulgarian tax regulations, seasonal tourism patterns, and EU compliance requirements.

Real Example

A Plovdiv restaurant owner came to me with spreadsheets that looked perfect on paper but couldn't handle the reality of summer tourist surges and winter slowdowns. We rebuilt their forecasting model around actual local patterns, not textbook examples.

Hands-On Problem Solving

Every module includes case studies from real Bulgarian businesses. You'll work through supply chain disruptions, currency fluctuations, and regulatory changes that actually happened in our market.

Learning Approach

Instead of generic exercises, you might analyze how a Sofia tech startup managed cash flow during their Series A funding round, or how a Varna logistics company adapted their budget when fuel prices spiked in 2024.

Ready to Transform Your Financial Planning?

Our next comprehensive program begins in September 2025. Limited to 25 participants for personalized attention.

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